Purchase & Refinance Home Loans

Experience mortgage innovation

Smarter, faster, home financing made easy.

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Let’s Make This Easy

Home loans have a lot of moving parts, let our experience make it easier for you.

Meet Our Home Loan Experts

We're Your Home Loan Advocates

Ditch the hassle, unlock your dream home

Experience a simple & smooth loan journey with Lending Mortgage. No stress, just seamless steps to your new address.

Skip the loan labyrinth. Our streamlined process gets you to closing day faster, leaving you more time to dream about decorating.

We hold your hand in the home loan maze: You’re not just a file, you’re our priority. Our friendly experts are here to answer your questions, ease your anxieties, and celebrate your wins

We’re one of the best mortgage lenders in the state, but don’t take our word for it…

We’re consistently helping our community purchase & refinance their homes — explore their testimonials and discover more about our award-winning service.

Smooth and stress-free! Got a great rate and amazing support from start to finish. I couldn't be happier with the service provided.
Amanda R
Amanda R
Fast, professional, and super helpful. Refinancing was easier than I expected! I highly recommend Gravity Lending for anyone considering refinancing.
Jason M
Jason M
Excellent service and communication. They really helped me save money. I'm now enjoying lower monthly payments thanks to their efficient service.
Priya S
Priya S
I recently refinanced my car loan through Gravity Lending, and the experience was seamless. My loan officer, Lewis Walker, was incredibly helpful.
Damien
Damien
Gravity Lending made refinancing my vehicle a breeze. The application was straightforward, and I received approval within a couple of days.
Peter
Peter

Purchase

Lending Mortgage Makes Home Loans Easier

  • Stress-free home loan process
  • Your personal Mortgage Expert will help you every step of the way

Refinance

We’re A Top Option For Mortgage Refinance

  • Lower your monthly mortgage bill
  • Get lower interest rate (or get away from a variable interest rate)
  • Use your home equity for other needs, such as a home renovation or to pay off debt

With a passion for helping all home buyers, whether you are an experienced home buyer, a first-time homebuyer, or have had challenges getting approved in the past – no matter your circumstances, we are experts at getting you approved more easily than you ever could have imagined.

First-Time Homebuyers Are Looking For Expert Guidance.

This is your first home, you’re ready to take the first step into building wealth and create a permanent foundation for yourself or your family. We’ll be with you until the end.

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Experienced Homebuyers Are Looking For Competitive Options

This isn’t your first home loan, but it could be your best experience yet. Let us help you stay cost-efficient by shopping some of the nation’s largest companies for the best mortgage pricing.

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A home loan fit for unique home buyers

Self-employed? Great. Credit history troubles? No problem. Don’t let one of the many unique things about you prevent you from getting in touch.

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Why Realtors Love Working With 1st Advantage Mortgage

If you have ever helped a client navigate through the home purchase process, you know there are tons of moving parts. Let us help make your transactions memorable ❤.

With some of the most aggressive rates & unique programs around, we make sure our top priority is right-fitting your client with the perfect loan product for them & their family.

Learn how 1st Advantage Mortgage takes the loan communication process to a whole new level!

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Our Blog Posts

Home-Buying Articles & Resources

Looking for more useful information like this? Visit the Blog

Easy Mortgages Throughout The Southeast

Lending Mortgage stands out as a unique mortgage company committed to championing our clients. Specializing in various mortgage options, we extend our services to the states of North Carolina, South Carolina, and Florida, creating homeownership opportunities in these Southeastern regions.

Get a Home Loan That’s Right for You With Lending Mortgage

We, at Lending Mortgage, are your Expert Mortgage Matchmakers. Our pride lies in pairing a diverse range of buyers with the most suitable loan types. Whether you’re seeking a no-down payment option², have a substantial down payment, are eyeing a cozy tiny house, or dreaming of a grand mansion – it doesn’t matter. Share your preferences and aspirations about your dream home, and we’ll connect you with the home loan option that ensures the most savvy deal. Explore some of our Mortgage options below:

  • Adjustable-rate mortgages (ARM)
  • Conventional Mortgage
  • VA Mortgage USDA Mortgage
  • FHA Mortgage
  • Investment Property Loans
  • JUMBO Mortgage And more!

Get A Verified Pre-Approval!

Close On Your Home Confidently

Not every home loan out there closes as expected, and things can take a turn for the worst even at the last minute. With other mortgage companies, having a pre-qualification or even a pre-approval doesn’t ensure your home loan will close. We take a different approach. We can have your pre-approval verified by underwriting before you even go under contract.

The underwriter will verify the most important qualities of your profile and scenario ensuring that you home loan will go smoothly. This also makes your offer more appealing to the seller and provides peace of mind throughout your home loan process.

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Legal information

² No -Down Payment Disclaimer: Closing costs and fees may still apply

³ Lending Disclaimer: Mortgage rates are subject to change and depend on the borrower(s) qualification. APR rate(s) quoted are based upon a (loan amount), (loan term, including whether fixed or ARM) year.

⁴ Refinancing Disclaimer: When refinancing your mortgage , you can typically reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your Lending Mortgage loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.

⁵ VA Mortgage Disclaimer: VA home loan purchases offer options for a 0% down payment, no private mortgage insurance requirements, and competitive interest rates with specific qualification requirements. VA Interest Rate Reduction Loans (IRRRL) are exclusively for veterans with current VA loans – current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA cash-out refinances are available for veterans with or without current VA loans. Policies and guidelines may vary and are subject to individual borrower(s) qualifications. Program and lender overlays apply.

⁶ Down Payment Assistance Disclaimer: First-lien interest rates may be higher when using a DPA.

⁷ Pre-Approval Disclaimer: Pre-approvals are granted to clients who meet qualifying approval criteria and specific loan requirements at the time of application. Results may vary.

General Disclaimer: The content on this page has not been approved, reviewed, sponsored, or endorsed by any department or government agency.

NMLS® Consumer Access℠: https://nmlsconsumeraccess.org/

NMLS #2703631